Choice of loans and programs. Local home mortgage consultants. Great technology. If you're looking for first-time homebuyer programs, you can count on Wells Fargo.
Video — 4 steps to a home loan
When you look at it, the mortgage process is really just 4 basic steps.
Find a loan or program
Don't have a lot to put down? Want interest rate flexibility? We've got first-time homebuyer loans covered. Here are some ideas to get started:
- Wells Fargo yourFirst Mortgage®. Buyers can purchase a home with as little as 3% down with a fixed-rate loan. To see if you’re eligible, reach out to your home mortgage consultant to discuss loan amount, loan type, property type, and homebuyer education.
Learn more - Fixed-rate and adjustable rate mortgages. Whether you plan on staying in your home forever or only for a while, you have options.
Learn more - Builder Best® Extended Rate Lock program. With a required, non-refundable extended rate lock fee, buyers can lock in a range of interest rates for 6 to 24 months.
Learn more
Work with your home mortgage consultant
Work with us any way you want — in person, by phone, email, and online. Your Wells Fargo home mortgage consultant, and our other home loan professionals, will help you:
- Find your price range. We want you to succeed at homeownership.
Estimate how much you may be able to borrow - Understand your credit. Get informed, then explore your options.
Why credit is important - Get preapproved. Be a serious buyer in the homebuying market.
What you need to know - Apply for financing. See how the Wells Fargo process works before you apply.
Get prepared
Get yourLoanTrackerSM and ongoing support
yourLoanTrackerSM
Track the progress of your loan, upload documents, even sign select documents. All online, from your computer, smartphone, or tablet. Talk to your home mortgage consultant to see if yourLoanTracker is available for your loan.
Ongoing support
When you close on your home, you open more doors. Having all your accounts in one place, flexible payment scheduling, easy online access — these are only a few of the services you get with Wells Fargo.