Private Mortgage Banking

Home financing that complements your wealth-building strategies

Excellent service and a variety of mortgage products designed to meet your unique financial needs

Wells Fargo Private Mortgage Banking is committed to serving homebuyers with complex income or asset management situations. And our strong partnership with The Private Bank helps align your homeownership and overall wealth management financial goals.

Dedicated service, personalized attention

  • Dedicated sales team with credit insight to work with you from application through closing
  • Competitive financing options for primary, second, vacation, and investment properties
  • Post-closing amenities including a dedicated customer service line
  • Local market experience to help you find options that complement your wealth-building strategies

Competitive jumbo financing options

Our unparalleled variety of products provides options for your needs and our excellent service ensures the complete satisfaction you expect and deserve.

  • An Asset-Based Relationship Discount lowers the interest rate on jumbo loans for customers, based on your eligible assets with Wells Fargo.
  • Recast feature allows borrowers to “reamortize” their loan after making a large principal payment. We’ll recalculate your monthly principal-and-interest payments — using the reduced principal balance and your then-current interest rate — over the remaining mortgage term. You will have a lower monthly mortgage payment, but may pay more interest over the full mortgage term than by making a principal reduction without using the recast option.
  • Cash purchase options allow buyers to purchase with cash up-front and apply for a mortgage within 90 days of purchase.
For more information, contact your private mortgage banker.

Service, strength, and flexibility

  • Superior customer service with a personal touch - and that's made us a leader in jumbo lending.
  • Dedicated underwriting and support teams focused on serving your needs.

Enjoy the power of teamwork, with a focus on you.

When you want your home financing to be part of your wealth management plan, you can rely on the teamwork of Wells Fargo Private Mortgage Banking and Wells Fargo Private Bank.

Your Private Mortgage Banker will discuss home financing options that are right for you. Working together with your Relationship Manager, they will provide home financing options and wealth management solutions to help you achieve your financial goals.

Want to learn more? Contact Us

If you are a service member on active duty, prior to seeking a refinance of your existing mortgage loan, please consult with your legal advisor regarding the relief you may be eligible for under the Servicemembers Civil Relief Act or applicable state law.

Wells Fargo Private Bank provides products and services through Wells Fargo Bank, N.A. and its various affiliates and subsidiaries. Wells Fargo Bank, N.A. is a bank affiliate of Wells Fargo & Company.