How much can you borrow? How much should you borrow? Get a clearer picture of your options from your home mortgage consultant.
We can help you unlock your loan options. Start by getting prequalified. Get Started
How much house can I afford?
Calculate your home price range in one of 3 easy ways.
- Explore what you may be able to borrow based on your income, monthly debt, and property location.
- Start with home price and down payment to see what your monthly payment could be.
Learn more about down payments - Start with monthly payment to get a home price estimate.
Learn more about your monthly payment
Closing costs and other factors to consider
It helps to keep these in mind when trying to answer the question, "How much mortgage can I qualify for?"
- Closing costs. These are costs associated with closing on a home. Some examples: appraisal fees, government taxes, and property taxes.
Know up front what you could pay - Insurance. Mortgage, homeowners, flood — see what you may need and how insurance helps homebuyers.
Types of insurance - Annual percentage rate (APR). The cost to borrow money expressed as a yearly percentage, APR includes your interest rate plus other charges and fees.
APR and the lender you choose - Credit score. Your credit score and other factors impact the terms of your home financing.
Importance of your credit score
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