Homebuyer's Insurance

Protect your greatest investment

Insurance is an important part of owning a home, and there are several types available that can help you.
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Types of homebuyer's insurance

There's insurance that's optional, and insurance you're required to get.

  • Mortgage insurance. Usually required if you put less than 20% down, mortgage insurance can help you get a loan with a smaller down payment. It also protects the lender if the borrower defaults on the loan.
    How mortgage insurance works
  • Homeowners insurance. If you have a mortgage, you must have homeowners insurance. Protects from loss due to fire and other disasters.
    How homeowners insurance works
  • Flood insurance. Protects from loss due to flooding caused by weather-related incidents and other natural disasters.
    How flood insurance works

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